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Get Connected

  • Find your local Sales Representative

Get Informed

Catholic United is ready to help people at
different stages achieve their financial goals.


My Life Stage

Life Insurance

Term Life
Youth Term Life
Universal Life
ULT Combo Life
Charitable Life
Whole Life

Other Insurance

Long Term Care Insurance
(sold through our LLC partnership)

Why do I need life insurance?

Life insurance is about love. A life insurance policy guarantees
that the most important people to you will be provided for if you
are no longer there.


Life insurance:

  • protects your way of life
  • can replace lost income when a loved one passes
  • can be the foundation of a family financial plan
  • More...

When do life insurance needs change?

  • Family change such as birth, death or divorce
  • A change of employment or career
  • After a major purchase, like buying a home or business
  • A child moving out or going off to college

What else can life insurance do for me?

  • help pay for your final expenses
  • protect your assets
  • make a charitable gift
  • build wealth and save on taxes

Life Insurance Calculator

Estimate how much life insurance you need



Life Insurance Calculator


Unite and Grow with us

We can help you create a financial plan that reflects
your Catholic values.


Download a sample of our Unite and Grow Factfinder
to see how we can help you organize your assets
and get a better sense of your overall financial picture.


Your retirement

Our annuities and IRAs can complement
your existing retirement plan

Financial ideas to complement
your existing plan

  • Is your budget tight, but you still need to care
    for loved ones?
  • Want the best of both worlds -- insurance protection
    and income growth?
  • Worried about missing out on higher rates by
    locking into CDs or money market funds?
  • Want to make a loving financial gift, but retain
    some control?

Read our answers to these questions

Upcoming Seminars

Edgar, WI - 10/17/17 - St. John the Baptist

New Richmond, WI - 10/17/17 - Immaculate Conception

Delano, MN - 10/21/17 - St. Maximilian Kolbe

Anoka, MN - 10/26/17 - St. Stephen's

Buffalo, MN - 10/27/17 - St. Francis Xavier

Warren, MN - 10/30/17 - Ss. Peter and Paul

Hallock, MN - 10/30/17 - St. Patrick's



Catholic United Financial exists to support the Roman Catholic Church in extending the Faith, especially by commending and encouraging Catholic schools and religious education


Read about our commitment to this mission

Watch video

Find your local volunteer leader by zip code

Community Engagement

Catholic United has service and fundraising programs that appeal to volunteers seeking different levels of commitment, from one hour of casual service on a weekend, to leading a local volunteer group. Learn more about transforming profits into purpose:

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Your Account

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Create an online account to view your
product information

View and download forms needed
to manage your accounts and products


Visit the Member Center

for more details and links

Start your claim

Our Claims Department is ready
to assist you with the claims process.


Click here to report a death or to connect
to information on how to start a claim.


See a list of
Upcoming Events

Giving to Catholic dioceses in the Upper Midwest

Click on the map to see how much we've given to your diocese

As a member, you will have the ability
to multiply your generosity

Generosity is a virtue, and we at Catholic United Financial help our members multiply their generous gifts into something even greater.


Practicing Generosity

As a company, we're committed to giving back to the Catholic community. Partner with us and see your own generosity grow.

Whole Life Insurance


Whole Life is permanent life insurance that protects you, your family, your assets and your dreams.


Whole Life provides life insurance with guaranteed cash value, premium payment options and lifetime protection with a guaranteed death benefit. Beyond the protection of life insurance, Whole Life from Catholic United is an important asset and wealth-building tool

  • Your policy is eligible to earn dividends depending on company performance
  • The cash value portion of the policy increases over time and provides you with tax-deferred growth
  • Policy loans are available
  • The purchase of Whole Life insurance also qualifies the new member to request a donation from the R.E.new Fund for Catholic Religious Education to their parish or Catholic school.


How do I get started?


Whole Life Policies from Catholic United

  • 7-Pay Whole Life—Permanent insurance paid up in 7 years, with guaranteed death benefit and guaranteed cash value for a lifetime. Eligible to earn dividends. Policy loans available on this product.
  • 20-Pay Whole Life—Permanent insurance paid up in 20 years, with guaranteed cash value and death benefits that last for life. Eligible to earn dividends. Policy loans available on this product.
  • Life Paid-Up at Age 95—Permanent insurance paid-up at age 95. Eligible to earn dividends. Policy loans available on this product.
  • Senior Select Whole Life—Designed for adults ages 50 to 85. Policy provides guaranteed death benefit and cash accumulation and, in most cases, does not require a detailed medical exam.
  • Single Premium Whole Life—A one-time premium provides a guaranteed cash value and a guaranteed death benefit. Leave an income tax-free benefit for the family you love, or the causes you care about.


Whole Life Policies for Seniors

Catholic United offers Senior Select Whole Life and Senior Select Single Premium Whole Life specifically for senior adults who need the protection of life insurance but may be beyond the age guidelines for other types of policies.

  • Perfect for final expense plans
  • Periodic premium and single premium payment options available
  • Permanent protection with a guaranteed death benefit
  • Income-tax free death benefit to beneficiaries

Contact your local Sales Representative for more details.


Membership matters

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making Catholic United grants and incentive programs possible
  • Encouraging volunteer work
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and member-operated



*Form 12SPWL-1. Example based on male with standard rating. This is not an offer to purchase. Your personalized quote may differ.