(Mon-Thur 8am-4:30pm, Fri 8am-12:30pm)
Philip Zubrod, FIC
Sales Representative
Grand Forks, Crookston, Thief River Falls, Langdon, Grafton and nearby
The green checks mean the plan covers 100% of the benefit.
The red X’s mean the policy doesn’t cover the benefit.
The % sign means the policy covers a percentage indicated of the benefit.
Source: Medicare.gov. Chart applies to plans offered in all states except Minnesota, Wisconsin and Massachusetts. 1Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,300 before your Medigap plan pays anything. 2Starting January 1, 2020, Medigap plans sold to new people with Medicare won’t be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people new to Medicare starting on January 1, 2020. If you already have either of these two plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you’ll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans. 3Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission. 4After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
In less than one hour, learn your best options for Medicare and Supplement Health insurance at this free workshop, sponsored by a financial services company that honors your Catholic faith. Learn these details about Medicare:
MSW919.6 Last update: 9/28/2021